I took out a loan in 2007 for 10, 000.00. I have been late a few times (shocking~I know) and for some reason it makes perfect sense to them that I owe $10, 800 over 3 years later. I mean, come on, it could not go down at least a little after paying over $9000.00. I hate these people and I don't know how to ever get it down. Am I going to be paying on this loan for the rest of my life? read full review »