I just want to warn anyone trying to do business with this company, save your money, time, and grief, because this company will not work for you . I was trying to get refinanced for a lower rate, they did not return phone calls, or e-mails, they wanted upfront money right away, and than worked with their own appraissal company, who in turn contacted another appraissal company, by the time this was all done and they get the appraissal back in their hands, they have your money already and of course need you to send them a signed paper right away... read full review »