HWA advertise that under their coverage they will fix or replace most any major appliance in your home so you don’t have to worry about unforeseen expenses. Unfortunately, when your appliance brakes down - you are at their mercy. In my case they instructed their repairman to NOT to repair my laundry unit. Instead they offered me a “pay out option” which added up to about 40% of the actual replacement value. Later, when I started to complain about their unethical practices, they offered to replace my unit with low... read full review »