I recently received a call from a woman telling me I owed 546.99 for a loan that I received and never paid back. She said that if I did not pay it I would have to go to court and that the police would come to my job. She then transferred me to someone named Rachel Williams who proceeded to tell me the same thing and made me agree to payment arrangements. I am a single mother and was scared to death that I was going to go to jail. I made one payment so far of 149.99 and am scheduled for two more payments. After reading some of these posts, I am... read full review »