I applied for a loan, went through all the process of givng my information, got to the final part to authorize and noticed you had to join a program.At that point I exited out of application and went about my business. Checked my bank account a few days later and noticed an electronc check for $49.98 taken out of my account. Was told by company I approved this transaction, but that they would refund.They also could and would not provide proof that I autorized this.Now they are telling me my refund would be sent out in 7-10 days.Stay tuned. read full review »