All Business Owners really need to pay attention to what is going on when signing up a merchant account or you will end up cheated and feeling like you have no where to go. First of all, First Data is a Monopoly Credit Card Processor here in the United States. They process over 75% or more of the credit card transactions in the country, therefore they feel they can do what they want as if they are god and no one can stop them. When your bank asks you to sign up for a merchant account with them, ask them who they use on the back end to proce... read full review »