I am a builder using a line of credit. The bank I originally took the line out with was bought by BoC. I had the credit line for six years with all payments having been paid on time at both banks. A line of credit loan is typically renewed every year, when the renewal date came up, BoC stated they were not going to renew the note ( the note is for $1, 000, 000) they gave no reason except, they were not making that type of loan to builders any more, and I should find some other lending institution to get a loan from to pay BoC. Until they get... read full review »