Corrupt Mortgage Loan Practices! Very subjective to borrowers with excellent credit. The processing department out of Arizona is by far the most corrupt group of individuals. Specifically the manager of processing Ron Gillett. Stay with your documents. Stay on top of the process. Hold their feet to the fire. Know your rights. Know the law. This will be a class if you apply for a loan through BOA and if you pass it, you get to close on a loan an actually move into your home. If not, like many you will have to take the class again with another... read full review »