Bank of America called to tell us that they were closing an account that we had just paid off to zero. We had been customers for 9 years and had a credit limit of $32, 000. We had just made a huge payment to them due to the refinancing of our primary home. With the refinance, we paid of 2 credit cards and a small second mortgage. The credit card balances were due to unforeseen medical expenses. We had never really carried much of a credit card balance before. All of a sudden, Bank of America states that we are a credit risk! Our income did not... read full review »