An individual named justin calling 12/7/2010 from morgan and associates claiming I owed money to a payday loan company. I asked him to provide documents. Kept pressing him that I could not speak intelligently about this matter without a referance. He kept talking, in a foregion accent, claiming significant leagal action if "he downloaded my file". He clearly has some personal information of mine. I assume its stolen. I told him I would get back to him that day. Afterwords I immediately called my bank to put my account on hold. Scammers and the holidays really sucks read full review »