I was scammed by these people through an unsolicited phone call and they said I had been chosen to receive a $1000 shopping spree sponsored by VISA. Long story short I had to close my debit card account. Now they are harassing me and saying they are going to turn me into all 3 credit bureaus for default on a $750 loan. Please hang up if MOUNTAIN AREA COMMUNICATIONS calls you. I know of no other recourse than to file a complain against them. read full review »