In the past 3 years, my wife and I both expericned job layoffs, and wife is still unemployed for past 2 years, while my contract work was sporadic for about 18 months. We got behind on everything. COntacted Chase and ask for entensions and help. They placed us on what they called their "Mortgage Remodfication program". In this program we were to only make $1900 a month of the $2400 /month mortage which is all we could do. We kept extreamly good notes about every phone call and discussion we had with reps over a 12 month period while... read full review »