I was charged $29.95 to my debit card and never knew what it was all about, on 2/11/09. Also a charge of $4.99 from the same number. I called a phone number (1-800-712-7222) and all I got was a recorded message. Cannot connect to any person to talk to. I sure would appreciate a refund on this. I gather this is some kind of fraud protection service. We need a fraud protection from this fraud protection. James Loper [email protected] read full review »