I co-signed a student loan for one term of my son's education. He was able to finance the balance of his student loans on his own. Unfortunately he has not been making payments on any of his loans. When I realized this, I took over the payments on my co-signed loan only. I have the payments set up to pay automatically from my credit union. Although the reps at Sallie Mae were adamant that I needed to set the payments up through them. I refuse to allow a lender to have access to debit my bank accounts, when they cannot manage to properly... read full review »