I have been paying on a loan going on 3 years, and its more now than what I borrowed. I borrowed 8, 000 dollars from Beneficial Finance 3 years ago. I was paying 170.00 dollars a month. I never missed a payment on my loan. Two months ago I called to get a balance on my loan and they said my balance is 8, 400.oo dollars. I was furious and asked for details on why I still owe that much money. They told me out of my 170.00 dollar monthly payment only 15.00 dollars was going on the principal and the rest was interest. It was hard to believe. read full review »