Today is Dec. 14, 2010 and it has been almost 2 years since I initially applied for the Home Affordable Modification Program with Bank of America in July 2009. I sent them a clean file and kept following up and escalating to numerous supervisors only to be told to that it takes 60 - 90 to hear back from the bank in regards to my request. In December 2009, I was able to get the direct contact number of the negotiator handling my file (after being told that information was proprietary). The negotiator was understandable and sent me my trial... read full review »