This person name "JOHN SMITH" (the person had a heavy accent) said that I was going to be in trouble if I did not call back because a payday loan company called Us Cash was tring to collect money and I don't have a payday loan. Some how they are tring to collect money by telling them that they owe money. JOHN SMITH would not give me the name of his office or let me talk to his superior. read full review »