this student loan was obtained via fraud in 1995. Five years later i found it on my credit report. i have gone to everyone from the origional lender that made the bad loan, united student aid funds, (USAFUNDS) to the ombudsman, law inforcement including the FBI, sallie mae angd GC Services who has garnished my wages for the last 12 months. every penny went to collection costs and interest. GCS offered me a hearing on my case so i fowarded information to request a hearing but never heard from them again except to respond to 'my request for... read full review »