I re-financed my mortgage with Bank of America in June of 2010 to take advantage of lower mortgate rates. I compared what they had to offer with several other banks. One of the reasons I went with them was the lower monthly cost. I have just received my statement to be paid on Jan. 1, 2011, and my monthly payment has gone up by over $200 per month: that is $2400 per year- a huge increase. I called b of a and they stated that they 'couldn't have known' what my property taxes were and they just had to 'guess' at the... read full review »