When my husband and I refinanced our home a couple of years ago, our Mortgage was sold four times to four different companies. Unfortunately, Wilshire is who we wound up with. For thee and a half months I tried to get them to just lower the interest rate on our loan. We have never, ever been late. They told us that even though our account was up to date and we were never late what we provided them on paper said we could not afford to make the payments. Now tell me that makes sense. They even suggested that we well our home and buy something smaller. In this economy are they NUTS!!! I would never, ever, recommend Wilshire to anyone. read full review »