I have been thru hundreds of these groups trying to find a little cash for the holiday. No where in anything I read from Money Mutual did it request $39.99 (that they took out of my account). I am so disappointed with this whole thing and the scams we get caught up in trying to survive. I don't know who to turn to or what to do to get this money back. I have certainly learned my lesson and am very disappointed in Montel Williams for supporting such a scam. HELP! Just be aware of everything that goes on I feel so stupid! Teressa Robbins read full review »