Banks still adding to the crisis Banks getting major benefit of the so many bailouts (our money) so far, however Banks are busy adding to the crisis Credit cards loans defaults Banks are actively busy pushing people over the edge and get them to default 1- If we miss payment Banks add the late fee upfront (minimum + fee) making it more difficult to catch up 2- Banks have started checking credit score without consent and if score not satisfactory – increase interest rate, which will increase monthly payments 3-Closing... read full review »