on nov. 12, 2010 a mr daniel walker called me from the 1914 #, he said he could help me get my bills paid in a shorter length of time, he guaranteed me a total interest rate savings of $4, 987.00 with a 9% or less interest rate. total pay time of 5 yrs. or less and i could get another credit card through their bank, that they recommend with a 6.9% -11% interest rate after reviewing my application. they charged me $599.00 review fee stating that if after completion of the review they were unable to provide me with a program or solution when... read full review »