Ordered windows from Sears and was financed by GEMB. It does not matter how much we pay over and above the amount stated on the bill, the balance only goes down occasionally. We hit a rough patch last month and paid the amount due, normally we pay much more, all went to interest an nothing our balance is higher than last months. We would love to join this law suit. Enough is enough, this theft must be stopped. GEMB to me are licensed thieves. This is the only company I know that will not give you a breakdown of you bill, how long it will take... read full review »