I have also received harassing phone calls from them, a middle eastern accent and very threatening. He would not give me any information over the phone, just saying that I need to get an attorney and the information could only be given to them, and there was no paper evidence they could send me because it would be a "conflict of interest". I did not take out an advance through that company. Be very careful, I did not reveal any information about myself but told them I would call this company to investigate and call back myself. He was very eager to get off the phone when I told them this. read full review »