I decided to switch home owner insurance to Citizens and the cancellation arrived 5 days later after the bank issued payment to ARGUS. Therefore, I had duplicated coverage of two insurances for about 5 days. ARGUS, although, had no risk of loss cost or claim to be issued to their organization, stilled prorated charges totaling $120.74 for the five days until the cancellation was processed. I called customer services and explained the situation where their company had no liability or risk of losing money for those days and that they were... read full review »