Ok, I joined and paid a 12 month prepay. after 6months I was hurt and on Med hold for 6 months. in those 6 months I never received a phone call or post card, which they should do, Since I worked for 1 in the past. I then was determined perm Disabled, and then Pregnant. My PCP was on Maternity leave so my OB/GYN Dr. typed up a cxl note. I sent it thinking It would be easy to cxl and get my remaining money back. But wait. the Owner who is pretending to be the Manager, emails me that I can only have a hold since I am pregnant, and I need a note... read full review »