Due to an error by Wachovia Bank in January 2010, my IRA CD in the amount of $110, 000 was closed without my authorization, either oral or written, and the dollar amount shifted to a taxable CD. An incomprehensibly vague letter was sent by Wachovia in the last quarter of 2009. After speaking to an employee of Wachovia, I was assured no further action was necessary. Since this entire amount will be designated taxable by the IRS for the 2010 tax year, our taxes, both Federal and State, will be astronomical. My husband and I are retirees on a... read full review »