I thought this credit card will help my credit. I was very wrong. They lie about everything. Before...I agree...they guarantee me no adding fees also if I lost my job..it will cover my card. Well...I was wrong. I lost my job on 11/08. I contact them, they said it was set. Then turn around charge me outrages fee. So, Just recently(02/21/08) I had my boyfriend call them, they agree payoff and cancel my card. Now...they won't accept it! I filed the complaint to BBB...TODAY!!! read full review »