First, I live on Social Security(can't afford to loose any money). Second, I bought Homeland Health Insurance on line in March, 2010 Next, I went to hospital in April, 2010 with an infection from having a prostrate biopsy. The hospital submitted a claim to Homeland. The following month I received a bill from the hospital, I contacted Homeland customer service, they told me I needed to get a letter of Crediteable Coverage from my previous carrier. So I called UCT customer service and asked them to fax that letter, they really... read full review »