I got one free credit report from the mini credit reporter monitor service and never signed up for a monthly charge. I noticed it on my checking account and called their number. They said I signed up for it (without my knowledge) and could not credit me. This is absolute baloney! These companies are trying to charge you for everything they can. What is funny is that I paid for my "free" credit report and that is how they got my checking account number. Could someone look into this fraudulent practice. read full review »