Happy New Year All!! For you all that are still dealing with this evil company; here is some information for you!!! This lawyer is from the Fair Debt Collection Act.Com! His name is: Todd Friedman Law Offices 1-888-595-9111 He doesn't charge for his services!!! PLEASE Call!!! This company has been involved in a Ponzi Scheme with Bernie Madoff, who made off with 3 Billion dollars of Barco Santander's Dollars!! So, think about it!!! Why do you think his company continues to charge high interest rates and then change what YOU... read full review »