Constant phone calls offering 1% 30-year fixed mortgage loan modification for $3000. After months of aggressive phone solicitation I sent them $1000. I filled out loan info. three times. Always a different person or address, never any contact regarding changing my loan, only demands for more money. Company gives a 100% satisfaction guarantee to return all money if no progress. No progress at all after more than two years, they don't even have my mortgage loan #. They say they have done extensive research into modifying my loan but have no... read full review »