I received a credit application from Capitol One offering 0% APR on balance transfers and purchases until October 2011. Since I want to consolidate my two current cards I thought this would be a good deal. I applied online, entered in all my info and the balance transfer information...Within seconds I was approved for the credit card but my tranfers were both declined (They only total about $3, 000 so it's not like I have an outrageous amount of debt, my credit score is high and my line of credit on my other cards is high). When I called... read full review »