I have recently checked my credit report (12-31-11) and have found that I am 90 days past due on an account that I have never opened...I am finding more and more companys that enroll you into there business without your permission and are getting away with it, what can we as the consumer do to stand up to this ...Now I have to go through the hassel to clean up my report. I buy straight off the shelve at the store...seemed to be the safest but has still turned my life upside down...This company dosen't list a contact phone number... read full review »