I had called the company shortly after supposedly accepting their services to lower my credit card interest rates to request that they not proceed with the process, only to find out that the charge had already been put on my credit card. I had not even filled out any of the paperwork, and had told them that it was well within the 7 days to refuse the service. They claimed that they had sent out the paperwork already and that it was now over the period to cancel. I did have to 'sign' for the paperwork at the post office & had... read full review »