I finally got it- The banking system is such a scam---I had an issue this year with overdraft fees after being out of work for over 7 months. I was dealing with very bare minimum amounts of income so, the margin for error was very, very thin. Just this past week, I was informed that after depositing a check for $337.00 without any holds. My account balance was now up to $410.00 with the current available balance. So, later that "evening" I went to finish Christmas shopping and spent apprx $340, little did I know, but PNC has another... read full review »