I applied for a debt consolidation loan via internet. I had been contacted by several companies stating that I didn't have enough debt. Then I was contacted by a Victor Foley from Patriot Loans Financial stating that my application was approved for 5, 000. He read the terms which were that my payments would be only 157.50 monthly. I told him I would discuss it with my husband as I had never borrowed this amount of money. (I only needed 2, 000.) My husband said okay. The next day, Victor called again. This time he said he would fax over... read full review »