More than 5 years ago, I asked my credit card company, Capital One Bank Mastercard if I could have a lower interest rate based on my good credit rating and never missing a payment. I was given a rate of 5.9%, and told that rate would be in effect as long as I held a balance and had no missed payments. I had a balance of several hundred dollars and never missed a payment. I am now informed that my rate will jump to over 14%. They admit I never did anything wrong, they just changed their minds and need more money. In Feb of 2007 they did... read full review »