I have been a good & loyal customer of AT&T for over 7 years - great paying history. In February of 2010I, in good faith, set up a payment program with AT&T since my APR skyrocketed from 8.9% to 29.9% due to "economic conditions". Then in October of 2010, I combined all of my accounts into a Debt Management Program, Money Management International (MMI). I then cancelled my program with AT&T and set it up with MMI as I wanted to have all of my debt combined. But AT&T declined to accept the proposal. In doing... read full review »