In April of 2010 I found myself unable to pay my credit card bills, 2 of them, because Capital One increased my interest rates...I had never been late or missed any payments. I had been injured in an auto accident and was unable to work. I had used all my savings and money I borrowed from my life insurance policy. Not knowing were to turn, I saw a commercial for CREDIT SOLUTIONS. I called this company and hired them to help me. One of the very first questions I asked the representative was what would happen if I paid off early? The company... read full review »