Bought a water filtration system thru Puronics in June 2010. Their financing is thru TD Bank. I pay my bill on time, usually 10 to 14 days before the due date. I use electronic bill pay thru Bank of America. The funds leave my account way before the due date, yet TD bank for some reason does not post them to my account until several days after the due date, thus generating a "late charge" fee and screwing with my credit. I have never had this issue with any other company. I'm just dying to know where my money is before it gets posted...floating around cyber-space for 10 days??? read full review »