I found a house on St. Simons Island, GA that is in foreclosure and owned by SunTrust bank. My real estate agent took me to it and we decided to make an offer on the house. We contacted the selling agent, informed her that we were planning to bid on the house for a price significantly lower than the selling price. She informed us that we could not make any offer on the house until I became pre-qualified by a SunTrust Mortgage banker. I informed the agent that I was already pre-qualified by a local mortgage banker and could prove in writing... read full review »