I am one of the stupid ones... They took my money and gave me unrealistic help and advice... They tell you if they can't get you funded you can get you money back, however, you can only get your money back if you do exactly what they say... Some of what they say is very difficult without spending additional money. You will get screwed like i did at the end.. they don't loan money buy they will be happy to take all of your money... read full review »