I HAD TO GO THROUGH A DEBT CONSOLIDATION'S COUNSELER, BECAUSE OF GE MONEY! THEY ARE RELENTLESS, WHEN MONEY IS INVOLVED THEY WANTED ME TO PAY OVER $800.00. IN FULL ! WHEN I TOLD THEM IT WAS IMPOSSIBLE BECAUSE OF MY FINANCIAL STATUS. THEY REFUSED TO LISTEN, WHEN I ASKED WHY IT WAS SO HIGH ? CONSIDERING I HARDLY USED MY PENNEY'S CARD, THEY CLAIMED IT WAS OF INTERESTS AND PENELTIES AND A HIDDEN INSURANCE FEE ON THE CARD. AGAIN THEY DEMANDED I EITHER PAID $78 TO $80 PARTIAL PAYMENTS BUT THEY PREFERED THE FULL AMOUNT. AGAIN I... read full review »