So...I have been paying on a Dodge I bought new in 2007. Last payment is estimated Feb, 2012. After talking with the finance associate at Allen Samuels in North Ft. Worth, and asking specifically about paying extra on the car at time of sale, it was told to me more than once that any dollar over the monthly payment would automatically go to the principle. I have been paying between 100 to 200 dollars extra every month, give or take 10 payments since buying the car. The payoff at this time is 4, 900.00. If you divide this by my car payment due... read full review »