A man by the name of Jeff Morgan called telling me he was an attorney representing a payday loan company, started to read this long legal sounding statement something to do with charges, collections and penalites. When I pushed him he gave me the name instant cash advance and then gave me instant cash usa. The man had a very thick accent and he was difficult to understand. Told me I had taken a loan out this fall and didn't pay it back however, I hadn't taken a loan out. It was scary because he had my bank acc't number, ss #... read full review »