This is not free! I signed up for a free credit report at FreeScore.com and somehow ended up with two different accounts. I only signed up for mine and cancelled before the 7 day expiration period. Then I was charged $19.95 for an account that was created for my husband! They deny any responsibility for this, but my husband gets 3 in 1 credit monitoring from Equifax. Why would I sign my husband up at Freescore? They would not refund the $19.95 and said I was responsible for the account. DON'T use their service -- It is a rip off! Just go... read full review »