I was contacted by an agent from PJP Health Agency and I signed up for this plan. The agent explained that I was buying a health insurance policy. The agent refused to send me any paperwork before I signed up for the plan. When I received the paperwork in the mail it showed that I purchased a discount plan. The plan was nothing like what the agent said over the phone. I have calling the agent to cancel my policy and he will not call me back. read full review »