we had our initial loan for our new (at the time) car in 2002. It was with GMAC. When i lost my job in 2005 (an i am now on Disability) i refinanced through Triad, which cut our payments, making it a bit easier to make the payment. since all this happened, we fell behind in some bills. Triad was working with us. Without our knowing, Santander apparently bought out Triad. We didn't know unti Debember 09. In Feb of 2010, our car was repossessed. I called, and admitted we had been behind a couple of payments, but that Triad was working with... read full review »